51±¬ÁÏ

If you are 70 ½ or older, you can make a sizable gift from an individual retirement account (IRA) to 51±¬ÁÏ AND reduce your taxable income.

Benefits of Giving From Your IRA

• Convenient. An easy way to give to 51±¬ÁÏ.
• Tax-wise. Distributions made directly to charity are not treated as taxable income. This is advantageous even if you don’t itemize deductions on your tax returns!
• Promises kept. Gifts from your IRA can be used to fulfill any charitable giving pledges previously made.
• Impactful. Gifts are tax-free to 51±¬ÁÏ. The entirety of your gift will go toward advancing 51±¬ÁÏ's mission!

Requirements of a Qualified Charitable Distribution

You can give from your IRA to 51±¬ÁÏ without any federal tax liability, as long as the gifts are qualified charitable distributions (QCDs). Distributions qualify for all or part of your required minimum distribution (RMD).

• IRA holders must be age 70 ½ or older at the time of the gift.
• Give up to $111,000* per year, per person.
• Gifts must be outright gifts made directly to a charitable organization.
• You can give a one-time qualified charitable distribution (or multiple QCDs within a single year) totaling no more than $55,000* to fund a life income gift.

*As of January 2026. Indexed for inflation annually.

Learn More

To learn more about giving from your IRA or other smart and powerful giving options, call the gift planning team at 616-526-8931 or email giftplanning@calvin.edu.